Privacy Policy

Clear Finance AI, LLC (“we,” “us,” or “our”) is committed to protecting your privacy. This policy explains what information we collect, how we use it, and the choices you have. By using our Platform, you agree to the collection and use of information as described here.

We use your information to:

• Provide and maintain your account and Pro subscription.
• Send deal alert emails when new liens match your saved criteria.
• Process payments and send billing-related communications.
• Respond to support requests and inquiries.
• Improve the Platform, including AI scoring models and data quality.
• Send product updates and platform announcements (you may opt out).
• Comply with legal obligations.

We do not sell, rent, or trade your personal information to any third party. We do not share your data with data brokers, advertisers, or marketing networks.

We share data only in these limited circumstances:

• Stripe — to process payments. Only necessary billing information is transmitted.
• Email provider — to send alert notifications and transactional emails via our configured SMTP service.
• Legal requirements — if required by law, court order, or to protect the rights and safety of our users.
• Business transfers — in the event of a merger or acquisition, user data may be transferred as part of the business assets. We will notify you before this occurs.

We retain your account data for as long as your account is active. Deal alert preferences are retained until you delete them. Anonymized usage data may be retained indefinitely for Platform improvement.

After account deletion, we delete your personal data within 30 days, except where retention is required by law (e.g., billing records, which may be retained for 7 years).

We use industry-standard security measures including:

• Passwords hashed with bcrypt before storage.
• All data transmitted over HTTPS/TLS encryption.
• Database access restricted to application credentials with least-privilege principles.
• Stripe handles all payment card data in a PCI-compliant environment.

No method of transmission over the Internet is 100% secure. While we use commercially reasonable means to protect your data, we cannot guarantee absolute security.

You have the right to:

• Access — request a copy of the personal data we hold about you.
• Correction — request that inaccurate data be corrected.
• Deletion — request that your account and personal data be deleted.
• Opt-out — unsubscribe from marketing emails at any time via the unsubscribe link or by contacting us. Note: transactional emails (billing, alert notifications) cannot be opted out of while your account is active.
• Portability — request a machine-readable export of your account data.

To delete your account and all associated personal data:

1. Cancel your Pro subscription (if active) from the dashboard.
2. Email us at privacy@clearfinanceai.com with the subject line “Delete My Account” from your registered email address.
3. We will confirm deletion within 5 business days and complete it within 30 days.

The Platform is not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal information, we will delete it promptly.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. For material changes, we will notify you by email or via a prominent notice on the Platform prior to the change becoming effective.

For privacy-related questions or requests, contact us at privacy@clearfinanceai.com